Phunlife Technologies Ltd

Privacy Policy

Last updated · February 18, 2026

This Privacy Notice for Phunlife Technologies Ltd describes how and why we might access, collect, store, use, and/or share your personal information when you use our services, including when you:

Questions or concerns? If you do not agree with our policies and practices, please do not use our Services. For questions, contact us at support@phunplan.com.

Key Points at a Glance

Sensitive Information
We do not process sensitive personal information.
Third-Party Data
We do not collect information from third parties.
Data Retention
Kept only for as long as your account exists with us.
Your Rights
You may review, change, or terminate your account at any time.
How We Use Data
To provide, improve, and administer our Services.
Exercise Your Rights
Submit a data subject access request or contact us directly.
Table of Contents
  1. What Information Do We Collect?
  2. How Do We Process Your Information?
  3. When and With Whom Do We Share It?
  4. How Do We Handle Social Logins?
  5. How Long Do We Keep Your Information?
  6. How Do We Keep Your Information Safe?
  7. What Are Your Privacy Rights?
  8. Controls for Do-Not-Track Features
  9. Do We Make Updates to This Notice?
  10. How Can You Contact Us?
  11. Review, Update, or Delete Your Data

1 What Information Do We Collect?

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.

Personal Information You Provide

Sensitive Information

We do not process sensitive information.

Payment Data

We may collect data necessary to process your payment if you choose to make purchases, such as your payment instrument number and the security code associated with your payment instrument. All payment data is handled and stored by Flutterwave. You may find their privacy notice at: flutterwave.com/ng/privacy-notice.

Social Media Login Data

We may provide you with the option to register with us using your existing social media account details, like your Google, Apple, or Facebook. If you choose to register in this way, we will collect certain profile information about you from the social media provider, as described in the section How Do We Handle Your Social Logins?

Application Data

If you use our application(s), we also may collect the following information if you choose to provide us with access or permission:

Information Automatically Collected

In Short: Some information — such as your IP address and browser and device characteristics — is collected automatically when you visit our Services.

The information we collect includes:

Google API

Our use of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements.

All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.

2 How Do We Process Your Information?

In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law.

3 When and With Whom Do We Share Your Personal Information?

In Short: We may share information in specific situations described in this section and/or with the following third parties.

Vendors, Consultants, and Other Third-Party Service Providers. We may share your data with third-party vendors, service providers, contractors, or agents ("third parties") who perform services for us or on our behalf and require access to such information to do that work. We have contracts in place with our third parties, which are designed to help safeguard your personal information.

The third parties we may share personal information with are as follows:

We also may need to share your personal information in the following situations:

4 How Do We Handle Your Social Logins?

In Short: If you choose to register or log in to our Services using a social media account, we may have access to certain information about you.

Our Services offer you the ability to register and log in using your third-party social media account details (like your Google, Apple, or Facebook logins). Where you choose to do this, we will receive certain profile information about you from your social media provider. The profile information we receive will often include your name, email address, and profile picture.

We will use the information we receive only for the purposes that are described in this Privacy Notice. Please note that we do not control, and are not responsible for, other uses of your personal information by your third-party social media provider. We recommend that you review their privacy notice to understand how they collect, use, and share your personal information.

5 How Long Do We Keep Your Information?

In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this Privacy Notice unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than the period of time in which users have an account with us.

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

6 How Do We Keep Your Information Safe?

In Short: We aim to protect your personal information through a system of organizational and technical security measures.

We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.

Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.

7 What Are Your Privacy Rights?

In Short: You may review, change, or terminate your account at any time, depending on your country, province, or state of residence.

Withdrawing your consent: If we are relying on your consent to process your personal information, you have the right to withdraw your consent at any time by contacting us using the contact details provided in the section How Can You Contact Us About This Notice?

Please note that this will not affect the lawfulness of the processing before its withdrawal.

Account Information

If you would at any time like to review or change the information in your account or terminate your account, you can:

Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our legal terms and/or comply with applicable legal requirements.

If you have questions or comments about your privacy rights, you may email us at support@phunplan.com.

8 Controls for Do-Not-Track Features

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage, no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Privacy Notice.

9 Do We Make Updates to This Notice?

In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.

We may update this Privacy Notice from time to time. The updated version will be indicated by an updated "Revised" date at the top of this Privacy Notice. If we make material changes to this Privacy Notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this Privacy Notice frequently to be informed of how we are protecting your information.

10 How Can You Contact Us About This Notice?

If you have questions or comments about this notice, you may email us at support@phunplan.com or contact us by post at:

Phunlife Technologies Ltd
Mini Akama Close, New GRA
PortHarcourt, Rivers 500102
Nigeria

11 How Can You Review, Update, or Delete the Data We Collect From You?

Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, details about how we have processed it, correct inaccuracies, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law.

To request to review, update, or delete your personal information, please fill out and submit a data subject access request.